78010 ZIP Code — Center Point, TX

Kerr County, Texas

ZIP code 78010 is located in Center Point, Texas, within Kerr County. It covers approximately 72.08 square miles and serves a population of 4,174 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 830.

About ZIP code 78010

The housing stock consists of a higher-than-average concentration of mobile homes. Most homes were built in the 2000s, giving the area an established character. Median home value is $246,200. Owner-occupancy is high at 77%, well above the national average.

Median household income is $73,682. SNAP benefit usage at 19% of households reflects economic stress in the area. 35% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with retail trade as the leading industry. The average commute of 26 minutes is near the national average.

Educational attainment is near the national average, with 23% of residents holding a bachelor's degree or higher.

Health indicators show elevated rates of smoking (21%) compared to national benchmarks. 31% of residents lack health insurance, above the national average.

Overall, ZIP code 78010 reflects a community defined by high homeownership, a significant Social Security-dependent population, and elevated reliance on food assistance.

4,174
population
72.08
sq mi land
Standard
ZIP type
Central (CT)
timezone
78010 ZIP code map
Cities in ZIP code 78010

Below are the cities the US Postal Service accepts for ZIP code 78010. Using any city not on this list may result in mail delivery delays.

City Status
Center Point Acceptable
Center Point Preferred
Nearby ZIP codes
78028 Kerrville (11 mi) 78003 Bandera (12.4 mi) 78013 Comfort (12.6 mi) 78063 Pipe Creek (17.2 mi) 78006 Boerne (17.8 mi)
Demographics updated 06/2026
Population
Total population 4,174
Population density 58 / sq mi
State FIPS 48
County FIPS 265
Geography
Land area 72.08 sq mi
Water area 0.41 sq mi
Latitude 29.8995
Longitude -99.0155
Timezone Central (CT)
Area code 830
Total population by age
Gender
Race & ethnicity
Economics updated 06/2026
Household income
Income range This ZIP County avg State avg
Under $50k 37.8% 43.2% 39.5%
$50k – $100k 38.8% 33.4% 30.1%
$100k – $200k 17.2% 19.5% 22.6%
Over $200k 6.2% 3.9% 7.8%

Demographics & statistics

4,174
Population
58
People per sq mi
45.9
Median age
$73,682
Median household income
$35,025
Per capita income
$246,200
Median home value
$0
Median monthly rent
77.4%
Home ownership
14.8%
Poverty rate
5.9%
Unemployment
1,476
Housing units
23.1%
Bachelor's or higher

Age distribution

Male Female
127
Under 5
101
80
5–9
63
201
10–14
159
141
15–19
112
149
20–24
118
189
25–34
149
197
35–44
156
411
45–54
325
155
55–59
122
295
60–64
234
274
65–74
218
79
75–84
62
32
85+
25
← Male
Female →

Age summary

GroupCount%
Under 1893222.3%
18 and over3,24277.7%
65 and over69016.5%
Median age45.9 years

Race & ethnicity

White 46%
Hispanic or Latino 26.4%
Two or more races 16.9%
Other race 9.7%
Asian 0.8%
American Indian / Alaska Native 0.1%
Black or African American 0.1%
GroupCount%
White2,61046%
Hispanic or Latino1,50026.4%
Two or more races95816.9%
Other race5529.7%
Asian440.8%
American Indian / Alaska Native70.1%
Black or African American30.1%

Household income

Income range This ZIP County avg State avg
Under $50k 37.8% 43.2% 39.5%
$50k – $100k 38.8% 33.4% 30.1%
$100k – $200k 17.2% 19.5% 22.6%
Over $200k 6.2% 3.9% 7.8%
Under $10k 9.5%
$15k–$25k 11.6%
$25k–$35k 5.2%
$35k–$50k 11.2%
$50k–$75k 15.1%
$75k–$100k 12.2%
$100k–$150k 21.3%
$150k–$200k 4.6%
$200k+ 9.4%
Range% of households
Under $10k9.5%
$15k–$25k11.6%
$25k–$35k5.2%
$35k–$50k11.2%
$50k–$75k15.1%
$75k–$100k12.2%
$100k–$150k21.3%
$150k–$200k4.6%
$200k+9.4%
Median income$73,682

Housing

Home values

Under $50k 2.3%
$50k–$100k 10.3%
$100k–$150k 17.5%
$150k–$200k 15.4%
$200k–$300k 23.7%
$300k–$500k 20.0%
$500k–$1M 7.1%
$1M+ 3.6%

Housing overview

MetricValue
Median home value$246,200
Median rent / month$0
Owner occupied77.4%
Renter occupied22.6%
Vacant14.7%
Single-family detached61.2%
Large apartment buildings0.0%
Mobile homes38.1%
Median rooms5.2
Avg household size (owned)2.45

Year built

Era%
2020 or later0.0%
2010–201910.2%
2000–200931.5%
1990–199916.5%
1980–198917.6%
1970–19798.4%
1960–19696.9%
1950–19595.4%
1940–19491.4%
1939 or earlier2.1%

Bedrooms

Size% of units
No bedroom (studio)2.5%
1 bedroom8.5%
2 bedrooms18.5%
3 bedrooms59.6%
4 bedrooms10.8%
5+ bedrooms0.2%

Vehicles per household

Vehicles% of households
No vehicle3.7%
1 vehicle13.1%
2 vehicles34.9%
3 or more48.4%

Heating fuel

Fuel type%
Utility gas8.4%
Electricity75.1%
Propane / LP gas6.4%
Wood9.0%
Solar0.5%
No fuel used0.6%

Households & families

Household typeCount%
Married-couple family80451.5%
Cohabiting couple28818.5%
Male householder, no spouse30119.3%
Female householder, no spouse16710.7%
Households with children under 1853534.3%
Households with seniors (65+)53934.6%
Average household size2.65

Marital status

StatusMaleFemale
Never married24.1%20.8%
Married45.5%56.9%
Separated0.0%0.0%
Widowed3.5%6.7%
Divorced26.9%15.6%

Education

Less than 9th grade 13.8%
Some HS, no diploma 5.5%
HS graduate 29.7%
Some college, no degree 22.6%
Associate's degree 5.5%
Bachelor's degree 15.8%
Graduate / professional 7.3%
Metric%
HS diploma or higher80.8%
Bachelor's or higher23.1%

School enrollment (ages 3–17)

TypeCount%
Nursery / preschool111.5%
Kindergarten749.9%
Elementary school40454.2%
High school20827.9%
College / grad school486.4%

Employment

Industry of employment

Other services 20.0%
Retail trade 13.2%
Education & healthcare 10.3%
Construction 10.0%
Manufacturing 9.8%
Finance & real estate 9.1%
Agriculture & mining 6.2%
Arts, food & hospitality 5.7%
Transportation & utilities 5.4%
Wholesale trade 5.3%
Professional & management 3.6%
Public administration 1.2%
Information 0.3%

Occupation

Category%
Management, business & arts26.3%
Service15.5%
Sales & office25.4%
Natural resources & construction18.6%
Production & transportation14.2%

Employment type

Type%
Private sector81.5%
Government7.0%
Self-employed11.5%
Unpaid family workers0.0%

Commute

Method%
Drive alone72.3%
Carpool6.8%
Public transit0.0%
Walk1.6%
Work from home19.2%
Other means0.0%
Avg commute (minutes)26.3

Poverty

All people 14.8%
Under 18 years 14.4%
18 and over 14.9%
Married-couple families 9.8%
Female-led households 30.5%

Income support

Source% of households
Social Security34.5%
Retirement income12.6%
Supplemental Security3.7%
Cash public assistance2.7%
Food stamps / SNAP19.2%

Health indicators

Condition%
Obesity38.8%
High blood pressure39.4%
High cholesterol40.8%
Diabetes14.7%
Heart disease8.9%
Stroke4.1%
Asthma9.6%
Arthritis28.9%
Kidney disease3.8%
Pulmonary disease9.7%
Cancer7.3%
Behavior / access%
Smoking21.2%
Binge drinking16.6%
No physical activity28.1%
Less than 7 hrs sleep34.2%
Depression22.9%
Fair or poor health21.3%
Poor mental health15.6%
Poor physical health14.1%
No health insurance26.9%
Visited doctor (checkup)73.3%
Visited dentist52.3%
Cholesterol screening89.9%
Teeth loss17.1%

Veterans & disability

VeteransCount%
Civilian veterans2979.2%
Disability%
Any disability18.0%
Under 185.4%
18–64 years15.0%
65 and over45.9%

Health insurance coverage

Type%
Private insurance47.5%
Public insurance31.8%
No insurance30.7%
Uninsured under 1918.6%

Language & origin

Language spoken at home (age 5+)

LanguageCount%
English only3,94694.5%
Spanish46711.8%
Other Indo-European46711.8%
Asian & Pacific Islander00.0%
Other languages00.0%

Place of birth & citizenship

OriginCount%
Native born (US)3,44382.5%
Born in same state3,38581.1%
Born in different state2,51760.3%
Foreign born581.4%
Naturalized citizen73117.5%
Not a US citizen47565.0%

Ancestry

AncestryCount%
Italian3979.5%
French3317.9%
AncestryCount%
English631.5%
Arab631.5%

Technology access

Metric% of households
Computer access37.4%
Internet access93.6%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 78010

What city is ZIP code 78010 in?

ZIP code 78010 is primarily assigned to Center Point, Texas.

What county is ZIP code 78010 in?

ZIP code 78010 falls within Kerr County, Texas.

Does ZIP code 78010 have a large veteran population?

9% of civilians in ZIP code 78010 are veterans, above the national average of ~7%.

What is the population of ZIP code 78010?

ZIP code 78010 has an estimated population of 4,174 residents, with a density of 58 people per square mile.

What is the median household income in ZIP code 78010?

The median household income in ZIP code 78010 is $73,682, below the national median of ~$75,000.

What is the typical home value in ZIP code 78010?

The median home value in ZIP code 78010 is $246,200.

What timezone is ZIP code 78010 in?

ZIP code 78010 observes the CST timezone.

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